About The Renewal of Ping An Insurance
About The Renewal of Ping An Insurance
时间:2019-04-02    栏目:留学生招生

Please be noted that the current insurance for allthe international students of UCAS, Ping An Insurance, will expire on 24thAug, 2017.

If you are students who will continue to getsupported by CAS-TWAS President’s Fellowship, CSC Scholarship and UCASScholarship (including partial scholarship which provide tuition waiver) in the2017/2018 academic year, your insurance will be renewed by Chinese governmentand UCAS. As the stipend of CAS-TWAS President’s Fellowship covers health insurance,the premium (800 RMB/year) will be deducted from the first stipend of nextacademic year.

If you are a student in the following situations, you should renew your insuranceby paying the premium before 24th Aug, 2017.

1. CAS-TWAS Fellowship awardee runs out of the 4thyear sponsorship

2. UCAS Scholarship awardee runs out of the last yearsponsorship

3. CSC Scholarship awardee runs out of the last yearsponsorship

4. Self-supported students and students who getsupported by resources other than the above-mentioned scholarship programs

Please know that:

For doctoral and master students, the new insuranceperiod should be at least one insurance year, from 2017-08-25 to 2018-08-24. Forthe “last year student” who is expected to graduate within one year, his or hernew insurance period can be flexible, subject to his/her graduation date. The new insurance duration should cover thevalidity period of current residence permit in any case.

For visiting/senior visiting students, the newinsurance period is flexible, subject to his/her research schedule. The new insurance duration should cover thevalidity period of current residence permit in any case.

Duration of Insurance and Premium

Duration of

Insurance (Month)

1

2

3

4-6

7

8

9

10-12

Premium (RMB)

160

240

320

400

560

640

720

800

Please make the payment according to the Instructionsof Individual Payment for Insurance Premium (see Attachment1). Make sure to save the printscreen or hardcopyof that payment, and submit it to your institute/college as a purchasecertificate (Sample is shown in Attachment 2).

The Chinese Ministry of Education requires that allinternational students be medically insured throughout their study in China.This policy is crucial to the health and wellness of them. UCAS internationalstudents are required to purchase the Comprehensive Insurance Planfor Foreign Students, which is offered by the Ping An Annuity Insurance Companyof China. For more information about this insurance, please read Attachments 3to 6 carefully and visit the website www.lxbx.net. You may dial its service hotline 4008105119EXT1 for medical help andprofessional advice.

Please be kindly informed that without validmedical insurance, international students would not be allowed to continuetheir study in China. Failure to renew the Ping An Insurance in time (Deadline:August 24th, 2017) will be considered as violating this regulation.

 

International Students Office, UCAS

August 18, 2017       

 

 


Q&A

Q1: Why must we buy insurance as study in China?

A1:The Chinese Ministry of Education requires that allinternational students be medically insured throughout their study in China.This policy is crucial to the health and wellness of them.

Q2: Can I purchase an insurance product other thanPing An?

A2: You are required to purchase this insurance.Alternatives should fulfill the following essential requirements:

1.Group comprehensive insurance with insurance liabilities:

Insurance Liabilities

Insurance Amount

(Yuan) RMB

Liability for Death + Accidental Disability

100000

Medical Treatment for Accidental Injury

20000

Medical Treatment for Outpatient and Emergency

(With the daily limit of RMB600,beyond the start to pay limit of RMB650, the insured can enjoy 85% of reimbursement)

20000

Hospitalization Medical Treatment

400000

2.The insurer has to be approved by the China Insurance Regulatory Commission(CIRC), of which record information at any time can be verified throughCIRC official website(http://www.circ.gov.cn). 

3.The area covered by the insurance liabilities shall include the wholemainland of China.

4.Hospitals fortreatment shall be open to any public hospitals within the territory of theChinese mainland.

5. A certain number of cooperative hospitals areavailable to provide advanced payment of hospitalization in all provinces.

6. Insurance company can provide telephonecounseling and medical guidance service for 24hours in English.

Q3:Why do I need pay the premium by myself this year,while the past years do not?

A3: Within the duration of sponsorship, CSCScholarship and UCAS Scholarship provide medical insurance for their awardees;CAS-TWAS President’s Fellowship provides stipend which includes fee forinsurance. Students shall pay the premium by themselves when their scholarshipsend.

Q4: My visa (residence permit) is going to expirein 4thSep, 2018, but I may graduate and leave China July next year.So if it is ok to buy one-year insurance, valid up to 24th Aug, 2018?

A4: The newinsurance duration should cover the validity period of current residence permitin any case. Even if you may graduate and leave China in July or August2018, as long as the validity period of your residence permit is longer than thenew insurance duration, you have to buy longer than one-year insurance to coverthat validity period of visa. Or, you may shorten your residence permit inaccordance with your insurance duration.

Q5: I am not sure how to renew the insurance. Whatshould I do now? Can you guide me?

A5: For all the international students of UCAS, therequired information has already been submitted to the insurance company. Allyou need to do is paying the premium according to the instruction (Attachment1), and show the payment slip/screen shot to your institute/college as acertificate. Makes sure the newinsurance duration should cover the validity period of current residence permitin any case.

Q6:I don’t know how long duration of insurance shouldI buy? Can you guide me?

A6:If you are a doctoral/master student under thethird grade (e.g. 2016 batch), not graduating next year, the new insuranceperiod should be one insurance year, from 2017-08-25 to 2018-08-24.

If you are a doctoral/master student above thethird grade (e.g.2014 batch), planning to graduate in February, 2018, you maybuy 6 months insurance according to study plan. But if the validity period of yourcurrent residence permit is longer than 6 months, e.g. valid until April2018, meaning your new insurance period should also be up to April, 2018 tocover the validity period of residence permit.

If you are a visiting/senior visiting student, thenew insurance period is flexible, subject to your research schedule.

Please remember the new insurance duration should cover the validity period of currentresidence permit in any case.

Q7:I am now not in China and will not be back to Chinafor a certain period due to schooling suspension. I do not need renew theinsurance, do I?

A7:In this case, you can postpone to renew yourinsurance for a certain period. But one week before you return to China, pleasefollow this notice accordingly to renew your insurance. When you return toChina, please make sure you will be medically insured within the validityperiod of the residence permit you hold at that time.

Q8: I am healthy. I don’t think I need anyinsurance.

A8: International students should be medicallyinsured throughout their study in China. This is required by Chinese laws.Please understand and be kindly noted that, without valid medical insurance, internationalstudents would not be allowed to continue their study in China.

Q9: My visa (residence permit) is going to expirein January 20th, 2018. But I plan to leave China in October 15th,2017 as I have finished my project here. Do I have to pay the premium?

A9: Please remember the new insurance duration should cover the validity period of currentresidence permit in any case. Thismeansyou should renew your insurance up to 24th January, 2018, and paythe premium accordingly. If you shorten the validity period of your residencepermit to October 15th, 2017, you can then renew your insurance upto October 24th, 2017.

Q10: I can’t make the payment right now as I am notin China, but I will return to China on September 7th, 2017. Can Ipay the premium later?

A10: Both Alipay and online banking are availablefor making the payment (see Attachment1) even if you are not in China. You are requestedto pay the premium before the deadline (August 24th, 2017).

Q11: Are there any punishments for not paying thepremium?

A11: New student would be canceled his/her enrollment.Current students would not be allowed to continue their study in China. Andtheir application for visa extension would be rejected.
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